Okay, I'm going to write an absolutely shameless post. My apologies.
I recently signed up for an Orange Savings Account through ING Direct. Currently, the interest rate is 3.65% APY. It was 4.10% but then the market plummeted. It's not a guaranteed amount and they can change it when they want but it seems to stay pretty high.
This is far better than most banks. My current bank gives 1.00% interest per year, and I think that's better than most.
They are also known for great customer service. I called to ask a question, and I got a real (and very helpful) person without going through a menu. How awesome is that?
So basically, it's a way to have a higher interest rate on a regular old savings account. I also like that it's an online bank (FDIC insured, no worries), so if I move it doesn't matter. They're still just as accessible.
So here comes the shameless part:
I have a number of referrals to give out (not sure the exact amount - 10 to 20?). If you sign up within a month of receiving a referral and put in at least a $250 initial deposit, you will get an extra $25 sign-on bonus. I will get $10 for every referral.
I did not have a referral when I signed up for ING and I wish I had. So if anyone is interested, shoot me an email.