I have no shame. But my savings account has higher interest!

Okay, I'm going to write an absolutely shameless post. My apologies.

I recently signed up for an Orange Savings Account through ING Direct. Currently, the interest rate is 3.65% APY. It was 4.10% but then the market plummeted. It's not a guaranteed amount and they can change it when they want but it seems to stay pretty high.

This is far better than most banks. My current bank gives 1.00% interest per year, and I think that's better than most.

It's also very easy to sign up (although it does take more than the 5 minutes they claim because I can't read all their privacy policy and terms and conditions stuff in 5 minutes). They link your Orange Savings Account to your current checking account at whatever bank you use. As long as you go through ING to request transfers of money to or from, there are no fees. It takes approx 2-3 days for a transfer to go through because of the method they use. There is also an initial period where you can't take any money out of the Orange Savings Account when you first sign up - I think it's 10 days?

They are also known for great customer service. I called to ask a question, and I got a real (and very helpful) person without going through a menu. How awesome is that?

So basically, it's a way to have a higher interest rate on a regular old savings account. I also like that it's an online bank (FDIC insured, no worries), so if I move it doesn't matter. They're still just as accessible.

So here comes the shameless part:
I have a number of referrals to give out (not sure the exact amount - 10 to 20?). If you sign up within a month of receiving a referral and put in at least a $250 initial deposit, you will get an extra $25 sign-on bonus. I will get $10 for every referral.

I did not have a referral when I signed up for ING and I wish I had. So if anyone is interested, shoot me an email.